When you are purchasing car insurance, agencies consider several factors before giving you a quote. Perhaps the most important are any traffic ticket insurance violations. If you have had several traffic violations, your car insurance costs could be significantly higher than those who have clean driving records. Why? Insurance companies see unsafe drivers as more likely to have an accident resulting in a claim. What can you do to keep your driving record clean? If you want the ticket dismissed, 23 states allow you to attend traffic school to have the ticket dismissed. You can also fight your traffic ticket in court. If you are successful, the judge will dismiss the ticket or reduce the charges. Either situation will keep points off your license that will keep you from seeing an increase in your insurance rates. And if you don't have car insurance, you could find yourself back in traffic court for failure to maintain insurance coverage.