You are driving home from work or a night on the town when you encounter a police road block. You panic because you know you don't have car insurance. If you get a ticket for driving without car insurance, you can be fined from $150 to $500. A ticket insurance violation can also put points on your license and if you get too many points in a certain period of time, your license can be suspended or revoked. If you are involved in a crash and don't have insurance, you may be taken to jail. State officials take driving without insurance seriously. In New Jersey, your license will be suspended and you could pay fines up to $1,000. That is more than the penalty for DUI. In Alabama, drivers are only required to have liability insurance that will make sure that the other driver's injuries and expenses are covered in case of an accident.