Speeding ticket traffic school is an option available to you in some states in order to mitigate or reduce the negative effects of a speeding ticket or other traffic citation on your driving record, and thus on your auto insurance premiums. For instance, in Texas, you can take a defensive-driving course each year that will remove one ticket form your driving record, which, in turn, helps lower your auto insurance premiums. In other states, traffic school credit is more limited; for example, in Ohio, you can only complete traffic school courses five times in your entire life. Plus, depending on the policies of your auto insurance company, completing a specified driver education or traffic school course can automatically give you a deduction on your auto insurance premiums. Another attractive feature of attending traffic school is that they are relatively low-cost, ranging from about $25 to $40 per course. This is a small price to pay for the auto insurance premium savings that you may enjoy as a result of completing an education course.