If you receive a speeding ticket, you are not only likely to receive a black mark on your driving record and pay a hefty fine, but you are also likely to experience increased auto insurance premiums when you next go to renew your policy. Therefore, you might think twice about going home after receiving your speeding ticket and immediately making arrangements to pay the ticket. For instance, Allstate Insurance Company estimates that an experienced driver with one vehicle in California would pay approximately $920 per year for full coverage auto insurance, and would pay $736 per year with a good driver discount. Add one speeding ticket to this driver's record, and insurance premiums would immediately skyrocket to approximately $1,129 per year. Add two more speeding tickets or minor traffic citations, and your insurance premiums will only continue to rise, and are likely to remain that way over a period of three years. Plus, if you are a teenager or a young adult, you could face even higher premiums, to the point that your only option for insurance coverage might be high-risk insurance.