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Speed Ticket

Probably the worst thing that you can do when you receive a traffic ticket is to ignore it. Even if you received that speed ticket in a distant state to which you never intend to return, information from out-of-state tickets will inevitably make it to your state department of motor vehicles, or at least to your auto insurance company. Every time your auto insurance policy comes up for renewal, which is typically at least every six months, your auto insurance company will look at department of motor vehicle records in order to determine whether your insurance premiums should be adversely affected, i.e. increased, as a result of your driving record. Unfortunately, this logic applies not only to your driving record, but also to your spouse's driving record, which can result in negative effects on any joint auto insurance policies that you might hold with your spouse. In this regard, your spouse's driving record can increase your auto insurance premiums, even if you have a spotless driving record.

Fast Facts

  • According to the National Highway Traffic Safety Administration, in the year 2000, speed-related crashes represented 29% of all traffic fatalities.
  • A total of 903,000 people received injuries ranging from severe to minor from speeding-related traffic accidents in 2000.
  • Increased speed limits on American highways substantially increase average speeds of vehicles on those highways.

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